Life would be great if our roofs just lasted forever, right? But, sadly, they don’t. However, knowing how long your roof may last can help you plan for replacement, repairs, and upgrades without any surprises down the road. Today we’re talking about flat roofs and their intended lifespans. Flat roofs don’t last as long as most other roofing materials, but they sure get the job done with the time they have! So, if you’re wondering “How long does a flat roof last?” and are curious when you need to replace it, or you’re considering investing in a flat roof and want to weigh your options—we’ll help guide you in the right direction. What is a Flat Roof? Before we go into the life expectancy of different flat roofs, you must know exactly what a flat roof is. Technically, a flat roof isn’t 100% flat—it’s installed on very low slopes of 10 degrees or less. A perfectly flat roof wouldn’t allow proper water or snow drainage. There are a few different types of flat roofs. The most common include: How Long Does A Flat Roof Last Based on Typehow l? Now, we’ll define each of the common types of flat roofs, plus how long each one is intended to last. Built-Up Roofing (BUR): 10 to 25 Years Built-up roofing is one the most durable flat roofs lasting anywhere from 10 to 25 years, depending on how well it was installed. BUR consists of multiple layers of waterproof materials, including fiberglass matting, asphalt, rubberized foam sheets, and tar paper. Built-up roofing tends to have a higher upfront cost when compared to modified bitumen or even TPO, but because of the materials used in its construction—it will last much longer. If you’re unsure if you have a BUR roof, just check for the tar and gravel top layer—chances are you have a built-up roof. Modified Bitumen (single-ply): 15 to 25 Years Single-ply modified bitumen roofs have been used for years because of their relatively low cost and durability, making them one of the most commonly used low slope roofs today. Single-ply modified bituminous roofs are made of a combination of asphalt and modified polymer blends. They can last anywhere from 15 to 25 years, depending on the size of the roof, regular maintenance, and how well it was installed. The one downfall of modified bitumen is its seams—if not properly sealed, they can easily leak. EPDM: 40+ Years EPDM stands for Ethylene Propylene Diene Monomer, a rubber flat roof that is very popular in commercial roofing. EPDM is easily applied in large rolls and is either ballasted and weighted down with large stones or adhered with glue or another roofing adhesive. EPDM roofs are highly durable, tear-resistant, and can withstand harsh temperature shifts plus UV rays. With proper installation and maintenance, an EPDM rubber roof can last 40 years or more! TPO: 15 to 20 Years TPO stands for Thermoplastic Olefin and is another typical low slope roof, particularly for commercial structures. TPO roofs are made of a combination of polyolefin, rubber, and plastic components. They last just 15 to 20 years but are easily repaired and replaced, so you aren’t faced with a complicated, expensive job every time you install a new one. Green Roofs: 20 to 50 Years or More Made up of a thin layer of soil and plants, green roofs are meant to be very self-sufficient and work great for water absorption and insulation. As a result, they’re commonly used on residential properties, particularly apartment buildings in urban areas. These roofs can last anywhere from 20-50 years or more, depending on climate and maintenance. They help to naturally insulate the building and can even help offset the effects of carbon emissions. Tips for Helping Your Flat Roof Last Longer You can definitely “set it and forget it” with your roof, but don’t expect it to last as long as it’s intended. Roofs require maintenance, care, and repair when needed. However, there are a few things home, and property owners can do to ensure their roof lasts longer and without issues. Flat roofs are a unique, low-cost alternative to other more expensive roofing materials. They might not be as durable or long-lasting as pitched metal or shingle roofs, but they work great for most commercial and residential buildings with a low-slope design. Although they do require some maintenance and upkeep, they can last anywhere from 15-50 years, depending on the type of roofing materials used. Make sure to keep an eye out for warning signs, limit foot traffic as much as possible, and perform regular cleanings to ensure they last. If you need any help or advice on flat roofs or need repairs or replacement, reach out to Apple Roofing—our professional team is ready to help!

“How often should I replace my roof?” Well, there is no one answer to this question. A roof’s lifespan can vary greatly depending on the material it is made of, the geographical region where the home resides, and how well it has been maintained. That said, there are some general guidelines that you can follow when determining if your roof needs replacing or if it has years of life ahead. How Long Should a Roof Last? Roofs weren’t made to last forever, although some roofing materials seem to last far longer than others. Of course, those premium roofs cost a pretty penny upfront, but the longevity pays off over time by not having to replace your roof ever again (most likely). Depending on the type of roofing material, where you live, and how well you maintain it, your roof could last anywhere from 15 to 100 years. Let’s go over how long different types of roofing materials are intended to last. Common Signs Your Roof Needs to Be Replaced People don’t often think about their roofs until there’s an issue. But this isn’t how you maintain your roof’s longevity. Waiting until something actually breaks or cracks or leaks can be detrimental to your home and can require a roof replacement much sooner than expected. It’s important to maintain your roof throughout its lifespan with regular inspections, keeping it clean from debris, clearing out the gutters, and making minor repairs when necessary. Taking a look at your roof every few months can be key to maintaining its longevity and ensuring it lasts well beyond its intended lifespan. Performing regular inspections can pinpoint issues early on, so it’s important to know what you’re looking for when you do so. Here are some of the most common signs your roof needs some attention. Your Roof is Approaching its Intended Lifespan Like we stated above, your roof has an expected lifespan based on its material which can give an idea of how long it might last from regular wear and tear and harsh weather. So if you’ve reached the halfway point in its life cycle it’s probably time to get a professional inspection so you can get an idea of its condition. Hiring a professional will ensure accuracy and help determine how much longer your roof has left before needing an upgrade or replacement. You Notice Curling, Bending, Cracked, or Missing Shingles At the first sign of damage, even minor, on your shingles, it’s a good idea to get them repaired right away. Even if one shingle is damaged on your roof, it can comprise the entire system by allowing water to seep in and under the shingles. These leaks can be detrimental to the entire roof and your home. Your Flashing Around Valleys, Chimneys, Windows, Etc. Appears Damaged Flashing is often one of the first things to go on the roof, which is critical because flashing is what keeps water from leaking into all the areas on your roof that meet a wall, pipe, ridge, or other roofing elements. If the flashing is cracked or damaged, it leaves your home highly susceptible to leaks. Get these repaired immediately and you should be in good standing. You Find Water Stains on Your Ceilings or Attic Floor Water stains on your ceilings or attic floor are a sure sign that there is an issue with your roof. One thing to note is a water stain doesn’t always mean a leak, but it can indicate an issue with moisture in the attic, which can be related to a poorly insulated roof. If you’ve noticed this, it’s important to take action immediately and get the problem assessed by a professional so they can determine what needs to be repaired and if anything needs replacing. Moss, Mold, or Algae Grow on Your Shingles or Moss growth on the roof is one of the most common signs that your roof requires attention. These are all clear indicators that moisture is accumulating in an area on your home which it shouldn’t be, usually because there’s a leak somewhere you’re unaware of. Cleaning the moss off every year is not a solution for this issue as it more likely relates to the entire roofing system, and requires immediate attention. There are Signs of Sagging on the Roof A sagging roof means there’s been standing water in an area for a long time, and that sag can lead to huge damage or even roof collapse. Contact a professional right away to inspect the roof for safety and determine the next steps. You Get Recurrent Ice Dams Every Winter Ice dams are caused when the ridge of the roof is warmer than the edges. So snow and ice melt from the top and flow down, where they freeze at the bottom causing huge ice dams. If you get ice dams every winter, it’s a good chance you need a new roof, or at least need to re-insulate your attic. Both of which a professional roofer can inspect and assist with. Making the Best Decision for Your Home If you notice any of the above issues as you do the visual inspection of your roof, it’s time to call the pros. A professional roofer can do a thorough inspection of your roof from top to bottom and pinpoint any issues that require repair. If there are too many repairs, they will recommend a full roof replacement. When the time comes to replace your roof, it is crucial you find a quality roofing contractor to trust with installation. Hiring a reputable roofer will ensure proper installation, lock in any manufacturer warranties, and set your roof up for maximum longevity. Not to mention, many quality roofing companies offer workmanship guarantees which further ensures you are happy with your new roof. If you suspect your roof might be on the later end of its life, you rely on the experts at Apple Roofing to give you quality inspection, our absolute best recommendations, and leave you with

Sometimes the need for a roof replacement comes out of nowhere, and without the funds, homeowners are left worrying about how they’re going to pay for their new roof! With the average cost of a roof replacement sitting between $5,000 and $11,000, that’s a lot of out-of-pocket expenses should you require an immediate roof replacement. Luckily when it comes to storm damage, insurance may cover a portion of the costs. But either way, you’re paying a lot to get your new roof installed, and without planning ahead, you may be left scrambling for funds. Fortunately, there are many different ways homeowners can finance their roofs, each with its pros (and cons). We’ll list out some ways that homeowners can get assistance paying for their new roof and how to plan ahead. How to Pay for Your Roof: Financing Options to Consider Whether you planned to install a new roof, or it’s something that sprung upon you suddenly, it is a costly endeavor. The good news is that there are many helpful financing options available to offset the costs of a new roof—from personal and home equity loans to homeowner’s insurance claims. Here are some of the best financing options to consider. 1. Filing a Homeowner’s Insurance Claim If you own a home, you need to have homeowner’s insurance. Homeowner’s insurance covers a lot of things that can happen to a home, including property damage, storm damage, theft, and personal injury liability cases. But most importantly, it can cover your roof should anything happen to it during severe weather. When the unthinkable happens, and your home is damaged during a storm, one of the first things you’ll do is file a homeowner’s insurance claim. Next, they will do an inspection and determine how much coverage (if any) they will be able to offer you. In some cases, you may be able to file your homeowner’s insurance claim and have it cover up to 90% of your new roof. If not all 100%, this is still an excellent option for those who need an immediate roof replacement—saving them from out-of-pocket expenses. Unfortunately, there are limitations to homeowners’ insurance coverage, especially if your roof is old and past its prime. If the damage inspection reveals a lot of damage due to wear and tear, poor workmanship, or old damage, it’s likely those repairs won’t be covered. It’s essential to read your insurance policy thoroughly, so you know what is or isn’t covered and avoid surprises when you need coverage the most. Also, one downfall of filing a homeowner’s insurance claim is that it can potentially raise your premiums. Something to consider before using your insurance to cover your roof damages is to figure out if the rise in premiums is worth it. If the roof repairs are minor and you can pay out of pocket, maybe save the coverage for when you need the entire roof replaced. 2. Home Improvement Loan The U.S. Department of Housing and Urban Development offers Title I Property Improvement Loans, which insures private lenders against loss if they make any property improvements. Property improvement loans cover any alterations, repairs, or renovations of: More information on term limits and other regulations can be found here. 3. Home Equity Loan Home equity loans allow you to borrow against your home to finance loans or coverage you can’t get elsewhere. The available equity of your home is the difference between its market value and your remaining mortgage balance. You won’t want to (or be allowed to) take a home equity loan out if the loan to value ratio is over 85%. Personal Loan If the home equity loan isn’t an option for you, you can always take out a personal loan to help pay for your new roof. In addition, personal loans are a great way to get quick financing if you’re in an emergency and need money now. Personal loans can take as little as two weeks from approval to disbursement, which makes them incredibly helpful for any financial situation that needs immediate attention. Personal loan rates are typically higher than home equity loans or other personal lending options, but the application process is usually much more straightforward. 4. Low APR Credit Card We don’t usually condone taking out more credit cards than is needed, but if none of the other options are a good fit, or you don’t qualify, consider taking out a low APR credit card. You could use it to cover the cost of your roof if you have no other options. Then, once it’s paid off, just utilize that card for any other house emergencies or repairs. 5. Financing Through the Roofing Company Many roofing companies partner with financing companies that can offer financing options for their customers. Many of these can offer low rates, with reasonable payment plans and quick approval. You can usually contact your roofing company to determine if they offer financing options or even ask them about their preferred lenders. 6. Savings Plan And lastly, having a consistent savings plan in place to save up for home emergencies like damage or roof repairs and replacement can save a ton of stress down the road. Having a nest egg is essential to having the funds available whenever you need them if insurance or financing options aren’t available to you. Other Things to Consider Before Paying for a New Roof Before you jump into financing a new roof, there are a few things you should ask yourself first. Does your roof actually need to be replaced? Just because your roof was damaged doesn’t mean replacement is the only option. Often, repairs will suffice and buy you more time to save up and figure out financing for a new roof down the road. A professional roofer can do a thorough inspection and determine the root cause of the damage, plus what they could repair instead of replacing, especially if your roof is in otherwise good shape. Will a new roof add a lot of

If you’ve ever had roof damage due to large hail or debris pummeling your roof, then you know the pain of having to get your shingles repaired as soon as possible. What if we told you there was a shingle that could mitigate, if not eliminate, the risk of damage from hail impact? It’s true. Impact-resistant shingles are an excellent investment for homeowners who want more protection against hail and strong winds. The primary benefit of impact-resistant shingles is that they can reduce the chances of damage from hail and debris. And while this may not seem like such a big deal if you’ve never faced such damage, when you do the math on just how much money an impact-resistant roof could save in repairs over its lifetime, you’ll quickly see why so many people want them. What Does Impact Resistant Mean? Impact-resistant shingles are designed to withstand the impact of hail and windborne debris, which are often thrown up by severe weather events like tornadoes, hurricanes, or hail during a thunderstorm. They’re made from a very durable fiberglass mat that’s highly resistant to tearing and cracking when things hit your roof at high speeds. And because these products are so strong, they’re also able to absorb the impact of hail. But the important thing to note is that these shingles are impact resistant, not impact proof. Many people have tried to argue that their shingles still lose granules during a hail storm when they thought it would be unscathed. This is true—your shingles may still lose granules or show some effect of damage, but the difference between impact-resistant and standard shingles is that these are far less likely to crack due to impact. The granules may slough off, but the integrity of your shingle remains. What are Class 4 Shingles? While impact-resistant shingles are classified as class 4, there are still three other classes that can indicate how strong a shingle is against impact. Class 4 is the highest classification and indicates that these shingles withstood nearly 2-inch diameter steel balls dropped from 20 feet with little to no damage. These Underwriters’ Laboratory tests help isolate conditions to determine how much force and size of debris can hit a shingle before it cracks. The four ratings are as follows: Class 1 shingles can withstand steel balls that are 31.8 mm or 1.25 inches in diameter. Class 2 shingles can withstand steel balls that are 38.1 mm or 1.5 inches in diameter. Class 3 shingles can withstand steel balls that are 44 mm or 1.75 inches in diameter. Class 4 shingles can withstand steel balls that are 50.8 mm or 2 inches in diameter. As you can see, the results of impact-resistant shingles show that it’s highly unlikely your shingles will be damaged during a hail storm. Of course, 2-inch hail is quite rare, but in areas that face strong winds that blow heavy debris, you can ensure your roof is safe by investing in such shingles. The Pros and Cons of Impact Resistant Shingles So far, impact-resistant shingles are sitting in the first place when it comes to mitigating storm damage. However, despite their many benefits, there are also some downfalls to impact-resistant shingles. Here are the pros and cons compared to these premium shingles. Pros of Impact-Resistant Shingles Reduces the change of damage from hail and debris Last longer than standard shingles Highly durable against strong winds and heavy rainstorms Saves money on repair costs It prevents having to file insurance claims after severe storms Come in a variety of colors and styles Cons of Impact-Resistant Shingles Expensive upfront costs Aren’t 100% damage-proof Are They Worth the Investment? Now we need to answer whether the high upfront costs of impact-resistant shingles are worth it. The answer depends. Impact-resistant shingles can cost up to double the cost of standard asphalt shingles. Depending on the size of your home, that can be a hefty price tag. While there are some cons to impact-resistant shingles, they will last longer than standard or premium options. That means you won’t have to spend money on repairs in the future after being hit by a strong storm. The overall verdict is that impact-resistant shingles are worth the investment if you live in an area where severe weather occurs regularly. Of course, they’re more expensive upfront, but they also save money down the road and prevent trouble in future storms when your roof might be damaged otherwise. If you find yourself facing recurrent storm damage or roof repairs, it might be time to consider something more durable. If you work with Apple Roofing for your roof replacement, we can do a thorough inspection and offer you our best recommendations for your home and budget. Contact us today to get started!

Wondering how to find a roof leak? Finding a roof leak can be frustrating. You might notice water on the ceiling of your home or see evidence that there’s been a leak in your attic. Either way, if you’re here, then it means that you want to know how to find a roof leak and fix it before it gets out of hand. Fortunately, we’re here to help you do just that! The hardest part about fixing a roof leak is often finding the source of it! Even the tiniest leak can cause the biggest problem, so knowing the signs and how to pinpoint the issue can save you a ton of time and money by catching and fixing it early. Here are Some Signs You Might Have a Roof Leak: Signs of a roof leak are not always obvious and could also be a symptom of another issue. However, if you see any of these signs, take action right away to prevent further damage or mold growth in your home’s interior. Signs of leaks in your home’s interior: Signs of leaks on your home’s exterior: This list is long, but they are all key indicators of a roof leak and if you see them, act fast. So here’s what to do next. What to Do if You Spot Signs of a Roof Leak The most important thing is to try and pinpoint where the leak is occurring and seal it off as much as possible to prevent further damage. Follow Water Spots to the Attic/Roof If you notice water stains on your ceiling, you can attempt to find the source of the leak up in the attic. Some leaks may be completely obvious, and you can see exactly where the water or air is coming in. Others, not so much. Water can leak into your roof in one area, then flow down beams or surfaces until it eventually hits your attic floor. These are much more complicated to locate and require the keen eye and expertise of a professional roofer. Tarp the Area if Safe to Do So If it is safe to do so, you can cover the area with a tarp or plastic sheeting. This will help prevent further damage and hold any water back while you find and repair the leak! This can be especially necessary if you’ve received roof storm damage during severe weather. Make Small Repairs to Remedy the Leak The next step is to make minor, strategic repairs where you can. For example, if the leak turns out to be a loose or missing shingle, consider replacing it and then adding an extra layer of waterproof tar paper underneath (this will help prevent future leaks). If you notice any cracked flashing around vents or chimneys, inspect them for holes and repair as necessary to prevent further leaks. Caulking the area or replacing the worn or damaged flashing can be an easy step to at least temporarily prevent further leaks from happening. If you notice any standing water around your roof or ceiling, use a shop vac and some fans to dry the area. Drying these leaks as soon as possible is the only way to prevent mold growth, so acting fast is critical. Then, use caulk or sealant to seal off the leak and prevent it from letting water in until you can get a professional repair of your roof. Get a Professional Roofing Inspection Learning how to find a roof leak is easier said than done. While some roof leaks will be fairly obvious with big stains in the ceiling, small and subtle leaks can do plenty of damage in rot and mold when left unnoticed. If you cannot find or fix the leak yourself, it might be time to call in a professional roofing contractor for an inspection. A good roofer will have all of the tools and expertise needed to locate your leak quickly and get it fixed right away! Fixing your own roof leak can be a tricky job, especially for the inexperienced. We always recommend hiring a professional to handle the job, even if it’s as small as one broken shingle. They can ensure the repair fixes the issue and doesn’t just buy you time. Our professional roofers are on-hand to help you repair or replace your roof should a leak ever occur. Simply reach out to us on our website, and we will schedule your inspection and get you an accurate repair estimate. We’re here to help!

Recurrent ice dams can be a nightmare for homeowners. They can be difficult (and dangerous) to remove, especially if you don’t know what you’re doing. Because you could end up damaging your roof or home, we will give homeowners some tips on safely getting rid of ice dams without any damage to their property. First, What are Ice Dams? Ice dams are formed from melting snow, which refreezes as it flows down your roof and collects at the edge. This buildup of ice creates a barrier between warm air inside your home and the cold outdoors. This can be dangerous and problematic for many reasons: Ice dams, if left untouched, can grow into a giant mound of ice that reaches the ground. If they get this bad, it can be detrimental to your roof and gutters. Fortunately, there are steps you can take to prevent ice dams, to begin with, and avoid having to deal with them in the winter months. Tips for Preventing Ice Dams Ice dam prevention is your best bet at ensuring they don’t happen in the first place, thus avoiding any unsafe removal methods. Here are some great tips for ice dam prevention that can save you a ton of time and money.  Get a Pre-Winter Inspection Your first step should be to contact your local home inspector or roofing contractor before winter hits. They will walk around the exterior of your house and check for any problems that could cause ice dams or leaks during heavy winter weather, such as missing shingles, torn-up flashing, cracks in siding, or other parts of the roof, etc. Increase Your Roof’s R-Value (Add Insulation) While increasing your roof’s r-value may seem like an obvious step—increasing the insulation in your attic is one of the best ways to prevent ice dams from forming on your roof because it keeps the heat in the attic and prevents it from escaping through your roof. Another way to boost insulation is by adding weatherstripping around doors, windows, siding, vents, etc. This will help keep warm air inside your home while also preventing cold air from entering or re-entering. Ensure Your Attic is Properly Ventilated Ventilation is another critical step in preventing ice dams because it helps prevent moisture from building up on the roof. If you have an unfinished attic or crawl space, be sure to turn your fan on when temperatures drop below 50 degrees Fahrenheit (or if moist air accumulates after rain showers or storms). Make Sure Gutters Are Clean Your gutters are an essential part of your home’s exterior. They keep everything flowing freely, and if they’re not draining correctly, this is where ice dams will form because the melted snow has nowhere to go but back up against your roof and cause problems. You can contact a professional for help cleaning them out or at least make sure you keep debris from piling up in them as you do your regular yard work. Prevent Snow From Building Up on Your Roof If you can shovel your roof before the snow accumulates, this is a great way to prevent ice dams from forming because it ensures that they don’t have enough time or space to grow into large mounds of ice. If you do get an early flurry, make sure to clear it away as quickly as possible before more snow builds up. How to Safely Remove Ice Dams Without Damage or Injury Now the fun part: how to remove those darned ice dams if they build up during the winter. Of course, it’s always recommended you hire a professional to remove ice dams because of the risk involved, but there are some steps you can take to safely do so yourself.  First, Here’s What NOT To Do to Remove Ice Dams Instead, try one of the following methods to safely remove any ice dams with little to no risk to your roof. Install Heated Cables Installing heated cables could be more of a preventable measure because they can be difficult to install after the first big snow, but regardless, they are a quick way to melt ice dams from the outside, rather than techniques that work from inside your home. Heated cables get installed along your gutters or roof edge in a zig-zagged pattern, and they work by regulating your roof’s temperature, thus melting the ice dams. Hire a Professional to Steam The Ice Dams Away Hot steam is a very effective and safe method of ice dam removal. It melts them relatively slowly and less aggressively than other methods while preserving the integrity of your roof and preventing the ice dams from falling off and ripping down your gutters.  If you have found yourself dealing with ice dams every winter, work with Apple Roofing to take the steps necessary to prevent them once and for all. We offer professional roofing inspections, repair, and even replacement if necessary. So let’s get your home’s performance working right before the frost sets in. Call us today!

It’s a question that plagues homeowners across the country: when should I repair my roof vs. replace it? Of course, many situations can require a replacement, but often maintenance and repairs can prolong the life of your roof without having to make such a significant investment. This guide will help you decide if your home needs a new roof or if repairs will do the trick. Signs It’s Time to Repair or Replace Your Roof Many tell-tale signs indicate your roof needs some attention. Some may be more severe than others, but all of these signs mean you should get a roof inspection and take action right away. Signs of Water Leaks on Your Ceiling or Attic Floor You notice obvious signs that water is leaking inside or into your attic, such as stains on walls or ceilings in rooms below where you find damage. While this can also indicate a more serious structural problem with parts of your home’s ceiling or foundation, it should definitely be addressed. Signs of Inadequate Drainage on Your Roof & Gutters In addition to other obvious signs such as puddles in your yard after a heavy rainstorm, you may notice areas where water pools and doesn’t drain off the roof or gutters that are clogged with leaves or other debris. If your gutters are bad, they can cause water to back up and leak into your attic or pool around shingles, which means they may need attention. You Notice Skyrocketing Heating Bills Another significant sign that your roof needs attention is a drastic increase in heating costs. If you notice an unexplained spike this winter, it could mean either the need for repairs or replacement depending on what other signs your home may have. An aging roof can cause heat to escape, as well as holes created from storm damage and loose shingles. There are Loose, Missing, or Curling Shingles One of the most common signs that your roof needs repair or replacement is visible damage like cracks and missing shingles. This will not necessarily mean your entire roof needs replaced, but you should call a contractor to inspect it for damage. If your roof is mostly intact and in good shape except for some loose or missing shingles, then the fix may be as simple as re-roofing over those specific areas. For instance, if there are several broken shingles on one area of your roof, it can be a good idea just to replace those and then re-roof the rest. You Get Ice Dams Every Winter Ice dams are a major problem on roofs that aren’t adequately insulated or have gaps in their insulation. An ice dam is an area where water backs up on the roof, freezes over, and then melts when it reaches warmer parts of your home’s attic—which can cause some severe damage if they’re not addressed. This usually occurs in homes whose attics aren’t properly insulated on the roofline or whose roofs are located in colder climates. You’ve Experienced Storm Damage If your roof has sustained damage due to a storm, such as high winds, hail, or other weather-related damage, it will need repairs. Even if the rest of your home is still in good shape and no leaks appear after rainstorms or snow melts, you may want to consider a replacement for safety purposes. Important Considerations When Deciding Whether to Repair or Replace Your Roof There are more things to consider when deciding whether to repair or replace your roof besides just the extent of your damage. The Age of Your Roof One of the most important factors to take into account is how old your roof is. Most roofs should be replaced after 20 years, such as asphalt shingles, but this number can vary depending on the materials and climate where you live. If you’re unsure about when it’s time for a new roof, consider getting an estimate from a contractor who will look over your home’s current age and condition. Your Roof’s Warranty If your roof is still under warranty, you can take advantage of that and have repairs made for free. However, be sure to check the fine print because some warranties may only cover a certain amount of coverage or require proof from an inspection report before they’ll make any necessary repairs. It’s important to note that the sooner you get repairs made under your warranty, the better. How Long You Plan to Live in Your Home If you’re planning to sell your home soon, the age of your roof might not be as important. Suppose major repairs are necessary and can’t wait until after selling. In that case, it’s a good idea to consider replacement instead so that buyers don’t have any concerns about potential problems or safety hazards. Also, a roof replacement can boost your home’s curb appeal and value so you can up the selling price. Your Budget Of course, you should also consider your budget when deciding whether to repair or replace your roof. Keep in mind that while repairs are usually cheaper at first, they can become costly over time if the problem isn’t solved properly and could even lead to further damage requiring more extensive replacement work down the line. Your Roof’s Integrity If any damage or wear and tear to your roof severely affect its ability to protect your home from leaks and severe weather, it should definitely be replaced. Repairs may only buy you time in this case, and a new roof can ensure you have peace of mind. Next Steps If you have found any of the above signs in your home’s roof or want to make sure your roof is in good condition, you should get a professional roofing inspection. Reach out to Apple Roofing, and we can come up with a plan of action to inspect your roof, give you our recommendations, and schedule your FREE estimate!

Are you worried you might have roof damage? Roof damage is something every homeowner dreads, but when left untouched, it can lead to extensive rot and water damage. This is why it is crucial to be on the lookout for common signs of roof damage so you can stop any leaks in its tracks. If you suspect you have roof damage, the first signs you should be looking for are: Keep reading to learn more signs of roof damage and how to fix each one! Signs of Roof Damage to Watch Out For As a homeowner, it’s your job to keep a watchful eye on your roof and home for signs of storm damage, wear and tear, or any other signs that your roof is losing its integrity. Some roof damage is so obvious that you can tell there’s something wrong at first glance, but others are a little more mysterious and require a keen eye. Luckily, we’re here to tell you what to look for, when to look for them, and the steps needed to fix the problem. Missing Shingles An obvious sign of roof damage is if you have missing shingles. This can be caused by several things, but more often than not, it’s due to a severe storm or strong winds that lifted your shingles and tore them away.  Thankfully, missing shingles can be fixed by simply getting new shingles to replace the old ones. Of course, you may have a larger problem on your hands if you find signs of water damage or rot where the shingle used to be, but that can be addressed upon further inspection. Damaged Shingles Another noticeable sign of roof damage is damaged shingles. Damaged shingles can be caused by strong winds, hail, or even just the weather itself as it slowly eats away at them and weakens their integrity. As a result, they may look cracked, torn, dented, or have other symptoms of damage. Unfortunately, this can quickly lead to water damage or rot if not addressed right away. Debris Damage Strong winds can carry large debris such as twigs, branches, or even lawn furniture. When that debris hits your roof, it can cause extensive damage to your shingles, gutters, or siding. When hit with debris, your shingles can be cracked, dented, or even broken off completely. This damage can often be covered by insurance, so it’s important to inspect your roof after a big storm, especially if you notice tons of debris around your yard or on the roof. Loss of Granules Asphalt shingles have granules as their first layer of protection, and when those fall off, it leaves your roof susceptible to damage and leaks. Hail storms can hit your shingles, causing those granules to break off in large clusters. Signs of this would be dark spots on your shingles or finding the granules themselves in your gutters and downspouts. A professional contractor can take a closer look with a thorough inspection and repair the shingles that have lost granules. Damaged Flashing Flashing is often one of the first things to go on your roof, especially if not installed correctly.  Your roof and flashing are meant to work together as a system, so if there’s a weak point in the roof, it can cause problems for your entire home. Damaged flashing is often caused by rot or water damage that gets into those tiny cracks and crevices around vents and chimneys. However, flashing is fairly easy to replace, as long as the damage is caught early. Water Leaks Water leaks are a sign of roof damage that many homeowners don’t catch until it’s too late. Water can cause rot, peeling paint, or even mold if not dealt with immediately. You may notice water spots on your ceiling, in the attic, or signs of seepage in the rooms below the leak. Unfortunately, many homeowners don’t know that even the tiniest little hole in your roof can cause a detrimental leak requiring extensive repairs to your home. So pay close attention to any early signs! Poor Ventilation A poorly ventilated roof can cause problems for your entire home. It’s possible for debris to build up and block airflow in the attic over time, especially if your roof does not have enough piping boots to vent it. This causes moisture buildup, which creates mold and rot at a much faster rate than usual. As a result, you may notice signs of water damage from poor ventilation in addition to signs of mold. Moss or Algae Growth Wood, asphalt, and concrete tile roofs are susceptible to moss or algae growth if left untouched or poorly maintained. Moss or algae growth can eat away at your shingles and create even more problems for you down the road, such as water leaks, mold, rot, etc. Therefore, it’s critical to get your roof assessed at the first sign of this type of damage. Insect or Rodent Infestation Mice, rats, and bats are especially drawn to your roof because of the warmth, dryness, and protection from predators. Once they begin nesting in there or making little holes for ways into your attic or walls, you’ll have signs of infestation throughout your home, such as droppings or chewed wires which are both very dangerous for those living in the home. What to Do if You Have Roof Damage No matter what type of roof damage you have sustained, time is of the essence. Catching it early means you can get your roof inspected, repaired, or replaced as soon as possible. The longer you put things off, the worse the damage can get, especially when it comes to water leaks. If you suspect or find roof damage, follow these crucial steps: 1 – Assess and Document the Damage Take photos of the damage, and note signs of water leaks or signs of mold and rot. Then, document your findings by taking detailed notes to share with a contractor when they come to inspect your property in person.

If you have sustained roof damage or have an aging roof that needs to be replaced ASAP, you may be left worrying about how you’re going to pay for your new roof. No matter the circumstance, you’ll want to know how you can get insurance to pay for a new roof for your home. If you follow these key steps, you shouldn’t have any surprises when it comes time to replace your roof. What are the Signs You Need a New Roof? Before you can have any hope of your home insurance covering a new roof, there has to be a need for a replacement in the first place. Roof replacement might be necessary for a number of reasons. Some people may want to replace their roof before they sell their home to boost its value, or some may have severe roof damage that requires a full replacement. Either way, here are some of the major warning signs you need a new roof. Your Roof is Past its Life Expectancy Your roof’s age plays a major factor in whether or not homeowner’s insurance will cover a new roof. Every roof has an expected lifespan depending on the material. For example, a standard asphalt roof should last 15 to 25 years, while a higher-end metal roof could last upwards of 50 to 75 years with proper maintenance. Most homes in America have an asphalt shingle roof which requires replacement every 15 to 25 years. You Notice Signs of Water Damage Signs of water damage can look like stains on your upper floor ceilings, walls, or even wet spots on the attic floor. Checking for water damage regularly can help mitigate a lot of risk and further damage. Shingles are Missing, Cracked, or Curling A few damaged shingles are no problem and can be repaired or replaced. However, if you have missing shingles in large patches or curling up at the edges, you need to have them fixed immediately as they could cause leaks that infiltrate the rest of your home. Portions of Your Roof are Sagging or If you notice sagging or other unusual signs that your roof may be failing, it’s time to call a professional. Sagging in the middle of your roof is an early sign that something is very wrong and needs to be repaired as soon as possible. You’re Noticing Higher Energy Bills While you should always check for water damage and leaks, high energy bills are also a sign that your home may need a roof replacement. As your roof ages, it becomes less efficient in keeping heat out of the attic space, which can dramatically increase cooling costs if there’s no insulation to prevent warm air from rising into higher floors. Likewise, a bad roof can allow heat to escape in the winter months, causing cool drafts and forcing your heating system to work extra hard. Nails are Popping Up From Your Shingles If nails are popping up from your shingles, it’s time for a new roof. Over time, standing water and harsh weather can cause the asphalt in your shingles to break down which will eventually lead to lifting that allows wind and rainwater to get underneath them. You See Dark Spots on Your Roof Dark spots on your roof usually indicate that the shingles are failing or were damaged by hail at some point and will need to be replaced. Black stains or mineral deposits under shingles can also mean that there’s active water damage going on, which is a major safety hazard for other reasons as well. You Get Ice Dams Every Winter Ice dams are formed when snow on your roof melts and refreezes at the edge of shingles. This can prevent water from draining properly which could cause significant leaking damage to your home, especially if you don’t catch it early enough. What Does Homeowner’s Insurance Cover? A standard homeowner’s insurance plan covers a few things that nearly every homeowner requires. Some states or cities that have homes in flood or hurricane zones would require additional coverage which can be added later. (This is why it’s not included in every plan.) If you have a basic homeowner’s insurance plan, you can expect to have the following types of roof damage covered: What Does Homeowner’s Insurance NOT Cover? There are some things that some homeowners may be shocked to discover are not covered by their standard insurance policy. This is why it’s critical to read through it thoroughly when you enroll, so you know what to expect. Roof damage that will not be covered by a standard homeowner’s insurance policy include: How to Get Insurance to Pay for A New Roof The roof damages listed above are just a glimpse into what you can expect to be covered under insurance, but it can vary depending on where you live, what sort of plan you have, and other factors. In general, you can rest easy knowing damage from unforeseeable circumstances like weather and accidents will be covered. There are some key things to know, however, that can help ensure your insurance will pay for a new roof, should you ever need one. Follow these tips, and you should have no issue getting insurance coverage for a surprise roof replacement. Read Your Plan Thoroughly One of the biggest mistakes people make is not knowing what is covered under their own homeowner’s insurance policy. You know you need it, so when you buy your house, you pick a provider and sign up. Without reading through every page, you could miss some critical info, and when the time comes to file a claim and get insurance coverage, you don’t want to have any surprises. Work with your insurance provider to get to know the ins and outs of your plan so you know exactly what to expect. Know What Types of Severe Weather Occur in Your Area Make sure that you understand how severe the weather is in your area, and what kind of